Pinay-American Blog

debt debt

Tuesday, July 29, 2008 @ 7:11 AM

payoff your debt! It may not be necessary, even harmful. First get your credit score(s) - there are now two "flavors." Then calculate your debt to income ratio and your budget - how much are you spending each month out of your income. If you have not been saving any money, that is not good.

Check the market you want to buy the house in. Are the prices something you can afford? Is the interest rate you are likely to qualify for going to make for an affordable monthly payment? How much of a down payment can you make?

Avoid the no-down-payment people and the interest-only for a year or more people. If possible deal with a local bank that keeps the mortgages in-house. debt help nodebttoday.com

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known as nikkyby her friends but real name is Michelle. proud Pinay

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HATES...stabber, fake, plastic, maarte, chismosa.

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